• Enjoy Your Labor Day Weekend


    Have a safe and relaxing Labor Day weekend.

    Please contact us anytime if you have any questions regarding your
    home financing.


     

    Todd Rogers
    Loan Officer
    Sun American Mortgage
    Phone: (480) 467-1036
    Fax 4809246761
    NMLS : 87006
    todd.rogers@sunamerican.com






    You received this email as a result of your ongoing
    business relationship with Todd Rogers. While beneficial to a wide
    audience, this information is also commercial in nature and it may
    contain advertising materials.

    UNSUBSCRIBE: If you would like to stop receiving emails from Todd
    Rogers, you can easily unsubscribe.

    Todd Rogers
    Sun American Mortgage
    4140 East Baseline Road Ste:206
    Mesa, AZ 85206

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    © 2014 Vantage Production, LLC. All rights reserved.

  • 3 days ago
  • Quick Tips - 5 Ways to Protect Your Security While Traveling

    Follow Me
    On:      















    Todd Rogers
    Loan Officer
    Sun American Mortgage
    Phone: (480) 467-1036
    Fax 4809246761
    NMLS : 87006
    todd.rogers@sunamerican.com






    5 Ways to
    Protect Your Security While Traveling


    Before the technology boom, hotel guests only had to worry about
    thieves breaking into their rooms. These days, a host of new threats
    puts credit cards, bank accounts, Social Security numbers, and other
    personal data at risk. Here are the top ways you can protect
    yourself:

    Treat public
    Wi-Fi networks with caution.
    Don’t mistake the
    security you feel in the privacy of your room with the security of an
    open hotel Wi-Fi network.

    Update all
    security software before your trip. Update your laptop,
    tablet and smartphone beforehand—your risk of an attack is
    lowered when software is up to date.

    Avoid software
    updates or file downloads while away. Fake “updates” may contain malware
    (or malicious software) that installs on your computer. If you must
    update software during your stay, only
    install it after downloading it from the software provider’s official
    website.

    Avoid the lobby
    computer or hotel Wi-Fi for personal use. Don’t log into personal
    email, online banking, or even social media accounts on public and
    shared devices. “Keyloggers” are often loaded on computers,
    and these programs track every keystroke you make, even passwords. For
    banking, it’s best to download your bank’s app to your smartphone and
    use it exclusively while you’re away.

    Use a password
    minder application
    for logging in to
    membership sites. Instead of your computer’s onboard applications, try
    more secure programs like LastPass.com, KeePass.info or Dashlane.com—all are available
    free.

    Source: Bottom Line

    © 2014 Vantage Production, LLC.
    All rights reserved.

    You received this email as a result of
    your ongoing business relationship with Todd Rogers. While beneficial
    to a wide audience, this information is also commercial in nature and
    it may contain advertising materials.

    UNSUBSCRIBE: If you would like to stop receiving emails from Todd
    Rogers, you can easily unsubscribe.

    Todd Rogers
    Sun American Mortgage
    4140 East Baseline Road Ste:206
    Mesa, AZ 85206

    Powered by DB
    Nuture

    © 2014 Vantage Production, LLC. All rights reserved.

  • 6 days ago
  • Homes & Money Newsletter - 3rd Quarter 2014

    Follow Me
    On:      






     
    Todd Rogers
    Loan Officer
    Sun American Mortgage
    Phone: (480) 467-1036
    Fax 4809246761
    NMLS : 87006
    todd.rogers@sunamerican.com












    Mortgage News
    Home
    Construction Slows as Prices Rise


    In early June,
    after declining for five weeks straight, home loan rates reached their
    lowest of the year, according to Freddie Mac. This prompted homebuyers
    to sign purchase contracts, and allowed refinancing opportunities for
    existing homeowners.

    Yet despite recent low rates, some reports in the new home
    construction market were surprisingly disappointing. June Housing
    Starts were approximately 125,000 short of estimates—the slowest
    pace in nine months—led by a drop in single-family homes.
    Building Permits also dropped by 4.2 percent compared to one year ago,
    missing estimates by roughly 75,000.

    Aside from these numbers, builder sentiment is on the rise. According
    to the National Association of Home Builders, the monthly builder
    sentiment index rose 4 points in July to 53, crossing into positive
    territory. As a rule, 50 is the line between positive and negative
    sentiment.

    "This is the first time that builder confidence has been above 50
    since January and… is strengthening as pent-up demand brings more
    buyers into the marketplace,” said NAHB Chairman Kevin Kelly.

    In response to June’s New Home Sales figures clocking in nearly 12
    percent lower from the same time one year ago, NAHB Chief Economist
    David Crowe said, “An improving job market goes hand in hand with a
    rise in builder confidence. As employment increases and those with
    jobs feel more secure about their own economic situation, they are
    more likely to feel comfortable about buying a home.”

    Home prices and values, including those of distressed properties, are
    still on the rise, though at a much more normal level after the large
    gains seen last year. Early June numbers from CoreLogic’s Home Price
    Index (HPI) showed a month-to-month increase of 1.4 percent from April
    to May, and an 8.8 percent increase from the same period one year
    ago.

    According to Trulia, a real estate sales and data company, 97 of 100
    metropolitan housing markets posted year-over-year price gains, the
    most since the economic recovery began. Asking prices in June also
    rose to their highest month-over-month rate (1.2 percent) in 16
    months.

    Be sure to check-in to the next quarterly issue of Homes &
    Money in November, and get the latest in homebuying, home values
    and home loan rates.




     









    Finance News
    3 Simple
    Steps to Reshop Your Car Insurance
    From
    Kiplinger’s Personal Finance, Kiplinger.com



    Step
    1
    Dig out your current policy to see how much you pay every six months,
    as well as the limits and cost of each coverage. Also have your
    vehicle identification number (VIN), current mileage and as much
    information as possible about recent claims or moving violations. You
    may not find a better rate if you’ve had an accident or a moving
    violation within the past three to five years.


    Step 2
    Go to CarInsurance.com and enter your information (with
    the same coverage your policy currently provides). In most states,
    you’ll get immediate quotes online from several insurers, such as
    Esurance, 21st Century and The Hartford. Also get quotes directly from
    the largest insurers: Allstate, Geico, Progressive and State Farm. If
    you’d rather have an independent agent shop for you, go to TrustedChoice.com.


    Step 3
    At www.naic.org/cis, check the closed complaint
    records for your insurer and the two or three companies with the best
    quotes. Finding the complaint ratio can be a hassle, but you don’t
    want to risk headaches if you have a claim. As long as the ratio is
    close to the national median (which is 1.00), you’re good to go. Call
    your insurer and explain that you’ve found a better rate. If it won’t
    lower your premium, make the switch to the company with the lowest
    rates and fewest complaints.


    The payoff
    You can save hundreds of dollars on your premium.


    Reprinted
    with permission. All Contents ©2014 The Kiplinger Washington
    Editors. Kiplinger.com.


     











    Creative
    Cuisine
    Chimichurri Sauce




    This piquant,
    vibrant, green sauce is said to have originated in Argentina and is
    now popular all over Latin and South America. Use as a marinade or
    accompaniment to grilled, broiled or roasted meats, fish or
    vegetables. Ingredients:Yields about
    1 cup

    2 garlic cloves, smashed
    1 shallot, halved
    Large handful of flat-leaf parsley
    Large handful of cilantro
    Small handful of mint leaves
    Pinch of crushed red pepper flakes
    3 tablespoons red wine vinegar
    1 teaspoon honey
    Salt
    1/3 cup olive oil, plus extra, if needed

    In a blender or food processor,
    combine the garlic, shallots, parsley, cilantro, mint, pepper flakes,
    vinegar, honey and a pinch of salt. With the motor running, add enough
    oil in a thin, steady stream until it resembles a thin pesto. Process
    until combined for a uniform green color, but don’t overdo it, as
    you’ll want to retain some texture.

    If the sauce needs more acid, add a bit more vinegar and whir again;
    if it needs more sweetness, add a bit more honey. The Chimichurri
    Sauce will keep, covered in the refrigerator, for up to three days.

    Recipe printed courtesy
    of Keepers: Two Home Cooks Share Their Tried and True Weeknight
    Recipes and Secrets to Happiness in the Kitchen. Available on
    Amazon and named one of NPR’s 2013 Great Reads.















    Home News
    A Color
    Primer For Home Decorators


    You
    don’t need to be an interior decorator to understand color, or create
    satisfying personal spaces around your home. Here is some quick
    inspiration for your next decorating project.

    Blue has timeless appeal, the wide range of hues make it a
    continual favorite for bedrooms and nurseries—and not just for
    boys. Pale blues in living spaces for grownups are just as appealing.

    Yellow is extremely versatile, creating the illusion of light
    or complementing light-filled rooms. Yellow is accompanied well by
    other colors found beside it in nature like tangerine, brown, fuchsia,
    lime green and persimmon.
    Green gives visual impact even as a neutral. Bring the outdoors
    inside and mix greens the same as you would in the garden, adding
    accents of aqua, pink or even white.

    Red is intense and dramatic, a backdrop for strong accessories
    like silver and porcelain. Always a great choice in dining rooms,
    accented with charcoal grays, dark chocolates and rich caramels.

    Purple shades make for fabulous accent pieces, but work well
    for bedrooms, too, especially for kids.

    Pink doesn’t have to be the shade of bubblegum to be useful in
    living rooms, master bedrooms or girls’ rooms. As an accessory, a
    little pink goes a long way to soften hard edges.

    White is a backdrop allowing other colors to stand out, or help
    showcase collections. White walls draw the eye upward to artwork, or
    serve as a great wake-up space in the breakfast nook.

    Brown creates a cozy cocoon in a bedroom, small living room,
    library or office. Look to nature to inspire your accent colors:
    pumpkin, terra-cotta, and saffron, or deep red, green, and turquoise.

    Source: My Home Ideas




     










    Street Smarts
    Dining
    Etiquette: American and Continental Styles



    With
    the few pointers below you can add confidence to your personal and
    professional encounters in the U.S. and abroad—rest assured
    these tips will never go out of style.

    Holding utensils is the same for both American and Continental
    styles. Grasp the knife in your right hand and fork in your left, then
    point your index finger down the “spine” of both utensils. When you
    cut the food you’ll be pointing at it with both fingers.


    American Style
    The trademark of American dining is that it is intentionally slower,
    leaving more time for conversation.

    Protocol: 1) cut one bite of your food with the knife. 2) rest
    your knife on the top right corner of the plate, switch the fork to
    your right hand, take a bite. 3) switch the fork back to your left
    hand, pick up the knife, repeat.
    During talking, drinking or excusing yourself from the table, set your
    fork so that the tines are facing up and rest the knife on the top
    right corner of your plate. When you’re finished eating set your knife
    and fork on the plate in parallel, with the fork tines facing up.

    Continental Style
    This style of dining is known to the world outside of the United
    States as “double fisted” and requires less switching back and forth.


    Protocol: 1) cut one bite of food; 2) take a bite keeping both
    of your utensils in your hands.
    During talking, drinking or excusing yourself from the table, keep the
    fork tines facing down, over the knife blade in a partial “X” shape.
    When you’re finished eating set your knife and fork on the plate in
    parallel, with the fork tines facing down.

    Source: Forbes




     









    Facts and Figures
    This
    Quarter’s Holidays, Notable and Quirky Alike


    Whether you need a
    few extra days off or just want a good excuse to order cupcakes for
    the office, look no further than this handy guide to interesting and
    fun holidays coming soon to a calendar near you!

    August 26: National Women’s Equality Day commemorates passage
    of the 19th Amendment to the Constitution on this day in 1920, which
    gave women the right to vote.

    August 30: Frankenstein Day honors Mary Shelley, author of
    Frankenstein, The Modern Prometheus, who was born on this day
    in 1797.

    September 7: National Grandparents Day originated in 1978 when
    President Jimmy Carter declared it to be the first Sunday following
    Labor Day.

    September 18: Cheeseburger Day was originally sponsored by the
    American Dairy Association to promote topping off America’s favorite
    sandwich with a delicious slice of cheese.

    September 19: International Talk Like a Pirate Day was invented
    by John Baur and Mark Summers in 1995, when they began to talk to each
    other in “Pirate-speak” and decided it should be an international
    holiday.

    September 20: Oktoberfest begins in Munich, Germany, and is a
    16-day fair running from late September to the first weekend in
    October, with more than 6 million people attending annually. The
    festival originally celebrated the marriage of King Ludwig I in 1810.










    Table of
    Contents





    ·  Mortgage News
    ·  Finance News
    ·  Creative Cuisine
    ·  Home News
    ·  Street Smarts
    ·  Facts and Figures
    ·  Did You Know?
    ·  Quote of the Day
    ·  Trivia Challenge
    ·  Book Review








    Did You
    Know?













    Did you know that Tennessee is
    bordered by more states than any other? They are: Alabama, Arkansas,
    Georgia, Kentucky, Mississippi, Missouri, North Carolina and
    Virginia.












    Trivia
    Challenge













    Back to “Old School.” Match
    these ’90s guilty pleasures with the artists who made them famous.







    Old School
    Track



    A.
     The Sign


    B.
     Wicked Game


    C.
     Groove is in the Heart


    D.
     Whoomp! (There It Is)


    E.
     Mambo No. 5


    F.
     How Bizarre


    G.
     Jump Jive an’ Wail


    H.
     Praise You


    I.
     I Wish


    J.
     You Get What You Give


    K.
     She’s So High







    Artist



    1.
     The Brian Setzer  Orchestra


    2.
     Tal Bachman


    3.
     Ace of Base


    4.
     Chris Isaak


    5.
     Skee-Lo


    6.
     New Radicals


    7.
     OMC


    8.
     Tag Team


    9.
     Lou Bega


    10.
     Fatboy Slim


    11.
     Deee-lite







    Scroll down to the bottom for
    answers.








    Quote of the Day





    “Live as if you were to die
    tomorrow. Learn as if you were to live forever.”


    – Mahatma Gandhi






    Book
    Review














    “Unbroken: A World War II Story of Survival, Resilience, and
    Redemption”By Laura Hillenbrand





    In her second book, Hillenbrand recounts the
    ordeal of Louis Zamperini, World War II veteran, Prisoner of War, and
    distance runner in the 1936 Berlin Olympics.

    An unforgettable picture of desperate survival and heroic redemption,
    Hillenbrand says her research for “Seabiscuit” led to repeated stories
    and anecdotes about Lieutenant Zamperini, who started out in life as a
    delinquent. This changed when he discovered his talent for athletic
    running. His life changed again six years after his 5000-meter
    Olympics run when he survived a plane crash in the South Pacific, and
    was held captive by the Japanese Army until the end of the war. His
    struggles continued back home as he overcame PTSD, eventually becoming
    a sought-after inspirational speaker.

    "Unbroken" is a profoundly moving story which tells of human
    resilience in mind, body, and spirit. The book has spent three years
    on The New York Times’ best-seller list, is soon to be a major motion
    picture, and is available here on Amazon.








    Thank
    You













    As always, we wish to thank our
    clients who have been kind enough to refer business to us. We
    appreciate the opportunity to provide excellent service to your
    family, friends and co–workers.








    Trivia
    Answers











    A-3, B-4, C-11, D-8, E-9, F-7, G-1, H-10, I-5, J-6, K-2







    © 2014 Vantage Production, LLC. All rights
    reserved.
    You received this email as a result of
    your ongoing business relationship with Todd Rogers. While beneficial
    to a wide audience, this information is also commercial in nature and
    it may contain advertising materials.

    UNSUBSCRIBE: If you would like to stop receiving emails from Todd
    Rogers, you can easily unsubscribe.

    Todd Rogers
    Sun American Mortgage
    4140 East Baseline Road Ste:206
    Mesa, AZ 85206

    Powered by DB
    Nuture

    © 2014 Vantage Production, LLC. All rights reserved.

  • 2 weeks ago
  • It’s That Time of Year Again

    It’s that time of year again!
    We hope you and your family have enjoyed your summer.

    As the season winds down, let us know if there are any
    questions we can answer for you.

     

    Todd Rogers
    Loan Officer
    Sun American Mortgage
    Phone: (480) 467-1036
    Fax 4809246761
    NMLS : 87006
    todd.rogers@sunamerican.com






    You received this email as a result of your ongoing
    business relationship with Todd Rogers. While beneficial to a wide
    audience, this information is also commercial in nature and it may
    contain advertising materials.

    UNSUBSCRIBE: If you would like to stop receiving emails from Todd
    Rogers, you can easily unsubscribe.

    Todd Rogers
    Sun American Mortgage
    4140 East Baseline Road Ste:206
    Mesa, AZ 85206

    Powered by DB
    Nuture

    © 2014 Vantage Production, LLC. All rights reserved.

  • 3 weeks ago
    1 month ago
  • Quick Tips - 6 Booking Secrets for Travelers

    Follow Me
    On:      















    Todd Rogers
    Loan Officer
    Sun American Mortgage
    Phone: (480) 467-1036
    Fax 4809246761
    NMLS : 87006
    todd.rogers@sunamerican.com






    6 Booking
    Secrets for Travelers


    You can start saving money before you go anywhere with these six quick
    travel booking tips:

    Don’t immediately book airfare
    online—call the airlines directly and compare from
    there. Phone agents often get access to deals not
    posted on the web—and even if there is a service fee, it may
    still save you in the long run.

    Don’t immediately book hotels online,
    either. Call hotels directly (but not the corporate 800
    number). To find out your options in any area search Venere.com and Booking.com, then call.

    Hold off on entering your frequent flyer
    number. Check the frequent flyer membership site for
    lower price offers before you input your frequent flyer number.

    Clear your cookies if you search
    online. Guess who gets the best deals? First time
    visitors! Clearing your browser’s history and cookies can sometimes
    land special deals not available to repeat visitors.

    Take the A-train. If you
    have time for the journey and you enjoy train travel, Amtrak’s USA
    Rail Pass is a steal of a deal for 15, 30 or 45-day journeys.

    Don’t follow the herd. If
    you wish to go abroad, deals can be found for exotic and interesting
    locales Americans don’t typically visit like the Netherlands, Poland,
    Sicily or Belgium. Also check those countries where the currency has
    fallen in value, like Argentina, Australia, Bali, Canada or Japan.

    With these tips you can travel and enjoy some amazing deals at the
    same time. So, what are you waiting for?

    © 2014 Vantage Production, LLC.
    All rights reserved.

    You received this email as a result of
    your ongoing business relationship with Todd Rogers. While beneficial
    to a wide audience, this information is also commercial in nature and
    it may contain advertising materials.

    UNSUBSCRIBE: If you would like to stop receiving emails from Todd
    Rogers, you can easily unsubscribe.

    Todd Rogers
    Sun American Mortgage
    4140 East Baseline Road Ste:206
    Mesa, AZ 85206

    Powered by DB
    Nuture

    © 2014 Vantage Production, LLC. All rights reserved.

  • 1 month ago
  • Fwd: The Rapid Rewards Report: July 2014

    I’m wondering if we should sign up for Dish to get the reward points…

    Begin forwarded message:

    > From: Southwest Airlines Rapid Rewards
    > Subject: The Rapid Rewards Report: July 2014
    > Date: July 10, 2014 9:14:41 AM MST
    > To: mikkirogers@mac.com
    > Reply-To: Southwest Airlines Rapid Rewards
    >
    > Here’s your July issue of The Rapid Rewards® Report. View as a web page.
    > Hello, Mikki Rogers
    > Rapid Rewards
    >
    >
    >
    > Mikki Rogers
    >
    >
    >
    > Available Points: 73207
    >
    >
    > Tier Qualification
    > Qualifying Flights: 0
    >
    > Tier Qualifying Points: 0
    >
    > Companion Pass Qualification
    > Qualifying Flights: 0
    >
    > Qualifying Points 111563
    >
    > Current Companion Pass
    > through: 12/31/2015
    >
    > Account Details
    > as of: 07/08/2014
    >
    >
    > View Full Account Details
    >
    >
    >
    > Fly 25 one-way qualifying flights or earn 35,000 Tier Qualifying Points in a calendar year to earn A-List status and enjoy benefits like priority boarding, 25% earning bonus, and more.
    >
    >
    >
    > My Account
    > Buy Points
    > Partners
    > Where We Fly
    > Contact Us
    >
    >
    >
    >
    >
    > Redeem Rapid Rewards Points for the latest gift cards, electronics, golf gear, International flights, and more!
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    > Earn up to 2,400 points, plus save up to 35% on Hertz® car rentals through September 30, 2014.
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    > Turn TV time into air time. Sign up for DISH® and get 12,500 Rapid Rewards Points toward a one-way flight.
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    > Earn 1,200 points on your second, third, and fourth qualifying stays at participating Wyndham Hotel Group® brands.
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    > Beginning November 2, Rapid Rewards will be the loyalty program for both Southwest® and AirTran® Members.
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    > Celebrate special occasions by giving points as a gift through Rapid Rewards Gift Points.
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    >
    > The account information in this e-mail is only an estimate for a specific point in time. Please reference your Rapid Rewards account on southwest.com® for the most up-to-date information on available points, Tier Qualifying Points or flights, Companion Pass Qualifying Points or flights, and credit and Award balances.
    >
    > Cualquier información publicitaria, promocional o de mercadotecnia contenida en este correo electrónico solo será efectiva y únicamente será aplicable en los Estados Unidos de América.
    >
    > This is a post-only mailing from Southwest Airlines®. Please do not attempt to respond to this message.
    >
    > Southwest Airlines
    > 2702 Love Field Drive
    > Dallas, TX 75235
    >
    > © Copyright 2014 Southwest Airlines Co. All Rights Reserved.
    >
    > You are currently subscribed to Rapid Rewards Report as: mikkirogers@mac.com
    > You can unsubscribe anytime by clicking here.
    >
    >
    >
    >
    >
    >
    >


  • 1 month ago
  • Happy July 4th


    Because of the Brave.


    Wishing you and your family a happy and safe Independence Day.
    Thanks for trusting us with your mortgage needs. Please reach out
    anytime if there are any questions we can answer for
    you.

     

    Todd Rogers
    Loan Officer
    Sun American Mortgage
    Phone: (480) 467-1036
    Fax 4809246761
    NMLS : 87006
    todd.rogers@sunamerican.com






    You received this email as a result of your ongoing
    business relationship with Todd Rogers. While beneficial to a wide
    audience, this information is also commercial in nature and it may
    contain advertising materials.

    UNSUBSCRIBE: If you would like to stop receiving emails from Todd
    Rogers, you can easily unsubscribe.

    Todd Rogers
    Sun American Mortgage
    4140 East Baseline Road Ste:206
    Mesa, AZ 85206

    Powered by DB
    Nuture

    © 2014 Vantage Production, LLC. All rights reserved.

  • 2 months ago
  • Fwd: Hi Mikki, did NEW! SoundBender® 3.0 meet your expectations?

    I’ll let you rate it since I don’t use it.

    Begin forwarded message:

    > From: mweiss@simplyamazinc.com
    > Subject: Hi Mikki, did NEW! SoundBender® 3.0 meet your expectations?
    > Date: June 24, 2014 3:13:45 PM MST
    > To: mikkirogers@mac.com
    >
    >
    > Hello Mikki,
    >
    > You have recently bought an item from SoundBender. We would love to hear your feedback. Did this item meet your expectations?
    >
    >
    >
    > Leave a review for NEW! SoundBender® 3.0 by clicking the stars below
    >
    > (click to rate)
    > Thank you for your time and feedback. Hope to see you soon.
    >
    > Sincerely, Sound Bender
    >
    > To unsubscribe click: Unsubscribe here
    >
    > Powered by orankl.com
    >
    >

  • 2 months ago
  • Quick Tips - Cold, Flu or Allergy? Here’s How to Tell

    Follow Me
    On:      















    Todd Rogers
    Loan Officer
    Sun American Mortgage
    Phone: (480) 467-1036
    Fax 4809246761
    NMLS : 87006
    todd.rogers@sunamerican.com





    Cold,
    Flu or Allergy? Here’s How to Tell


    Cold, flu and allergy symptoms often resemble each other. And it can
    be even more difficult to tell the difference during summertime, when
    a cold or flu is less expected. Here is a quick guideline to help you
    spot the symptoms, and some remedies that can help you feel better
    fast!

    COLD
    Symptoms: Sneezing, sore throat, congestion and/or cough,
    low-grade fever, mild aches, swollen sinuses.
    Remedy: Stop and rest. Chicken
    soup, or brewed ginger root (or decaf green tea) with lemon and honey
    are anti-inflammatory immune system builders. For cough-free sleep,
    check with your doctor if you need a prescription, or for any
    over-the-counter recommendations.

    FLU
    Symptoms: All cold symptoms above, with the addition of a
    higher-grade fever and significant body aches.
    Remedy: Doctors recommend a flu
    shot. If you come down with symptoms, stay home with a ginger root,
    lemon and honey brew.


    ALLERGIES
    Symptoms: All cold symptoms above, without fever or body
    aches. Since symptoms are so similar to colds, it’s wise to track them
    when they occur to discover if they are seasonal.
    Remedy: Try nasal sprays, which may
    work better than antihistamine pills, with reduced risk of side
    effects.

    As always, it’s best to consult your doctor regarding the best course
    of action for any of the above ailments, especially if your symptoms
    don’t improve.

    Source: Bottom Line


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    Sun American Mortgage
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  • 2 months ago
    Married for 28 years, father of 4, grandfather of 3 with 1 more on the way. As CEO of E3 Imagine I get to travel the world meeting families and children from all cultures. I have the best job in the world!